Community Choice
Farmington Hill, MI · Charter 64880 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 24 branches
Q2 2026
$2.1BAssets
$1.6BLoans
$1.8BShares
$201.3MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 97% of credit unions $1B-$10B in assets (rank 11 of 435).
- Widest gap: equity / assets trails 80% of credit unions $1B-$10B in assets (rank 349 of 435).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
1.35%
Rank 63 of 435
Net Interest Margin
4.06%
Rank 45 of 435
Efficiency Ratio
69.57%
Rank 184 of 435
Equity / Assets
9.52%
Rank 349 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.35% | 0.55% | 0.81% | 1.14% | Beats 86% | 63 / 435 | | |
| Return on Equity | 14.23% | 5.12% | 7.41% | 9.70% | Beats 97% | 11 / 435 | | |
| Net Interest Margin | 4.06% | 3.01% | 3.39% | 3.75% | Beats 90% | 45 / 435 | | |
| Efficiency Ratio | 69.57% | 65.25% | 71.39% | 77.86% | Beats 58% | 184 / 435 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.75% | 0.45% | 0.69% | 1.05% | Beats 44% | 243 / 435 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 9.52% | 9.81% | 10.84% | 12.63% | Beats 20% | 349 / 435 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 9.52% | 9.81% | 10.84% | 12.63% | Beats 20% | 349 / 435 | | |
| Liquidity & Funding |
| Loans / Deposits | 87.31% | 78.33% | 88.38% | 95.61% | 46th pctl | 233 / 435 | | |
| Loans / Assets | 75.22% | 67.69% | 74.58% | 80.80% | 53rd pctl | 205 / 435 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |