Mount Pleasant, IA · Charter 64878
NCUA · 3 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.54% | 0.54% | 0.54% | 0.53% | 0.51% | -3 bps | |
| Return on Equity | 6.47% | 6.41% | 6.46% | 6.47% | 6.16% | -31 bps | |
| Net Interest Margin | 3.50% | 3.42% | 3.42% | 3.56% | 3.61% | +11 bps | |
| Efficiency Ratio | 82.53% | 83.34% | 83.69% | 84.05% | 86.64% | +411 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 0.91% | 3.26% | 4.51% | 4.93% | 7.69% | +678 bps | |
| Loan Growth (YoY) | 0.68% | 4.13% | 5.17% | 5.51% | 2.13% | +146 bps | |
| Share Growth (YoY) | 0.97% | 2.38% | 2.71% | 4.13% | 6.94% | +597 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.95% | 0.83% | 0.68% | 0.72% | 0.79% | -16 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 8.42% | 8.42% | 8.31% | 8.16% | 8.35% | -7 bps | |
| Net Worth / Assets | 8.42% | 8.42% | 8.31% | 8.16% | 8.35% | -7 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 81.99% | 82.90% | 81.17% | 78.98% | 78.31% | -369 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |