Neosho School Employees
Neosho, MO · Charter 64859 · Peer group: credit unions under $1B in assets (n=1,748-1,753)
NCUA · 1 branch
Q2 2024
$2.1MAssets
$896KLoans
$1.6MShares
$451KNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 91% of credit unions under $1B in assets (rank 157 of 1753).
- Widest gap: return on equity trails 60% of credit unions under $1B in assets (rank 1046 of 1750).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
0.86%
Rank 701 of 1,753
Net Interest Margin
3.65%
Rank 799 of 1,752
Efficiency Ratio
76.92%
Rank 783 of 1,748
Equity / Assets
21.65%
Rank 156 of 1,752
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.86% | 0.23% | 0.68% | 1.19% | Beats 60% | 701 / 1,753 | n/a | |
| Return on Equity | 3.99% | 1.80% | 5.29% | 9.05% | Beats 40% | 1,046 / 1,750 | n/a | |
| Net Interest Margin | 3.65% | 2.98% | 3.54% | 4.20% | Beats 54% | 799 / 1,752 | n/a | |
| Efficiency Ratio | 76.92% | 69.58% | 78.86% | 88.33% | Beats 55% | 783 / 1,748 | n/a | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.11% | 0.22% | 0.59% | 1.20% | Beats 83% | 293 / 1,748 | n/a | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 21.64% | 9.91% | 12.21% | 15.57% | Beats 91% | 157 / 1,753 | n/a | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 21.65% | 9.91% | 12.21% | 15.57% | Beats 91% | 156 / 1,752 | n/a | |
| Liquidity & Funding |
| Loans / Deposits | 55.09% | 55.88% | 73.01% | 86.61% | 24th pctl | 1,334 / 1,750 | n/a | |
| Loans / Assets | 43.01% | 48.21% | 62.51% | 73.23% | 18th pctl | 1,430 / 1,752 | n/a | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |