Saint Louis, MO · Charter 64856
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.67% | 0.64% | 0.63% | 0.84% | 0.68% | +1 bps | |
| Return on Equity | 8.62% | 8.24% | 8.13% | 10.02% | 8.10% | -51 bps | |
| Net Interest Margin | 3.58% | 3.73% | 3.76% | 3.80% | 3.84% | +26 bps | |
| Efficiency Ratio | 74.74% | 76.40% | 76.31% | 72.14% | 72.07% | -267 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 7.93% | 7.40% | 12.28% | 5.21% | -1.34% | -926 bps | |
| Loan Growth (YoY) | 2.36% | 5.97% | 0.72% | -2.42% | -7.41% | -977 bps | |
| Share Growth (YoY) | 7.66% | 7.58% | 12.96% | 5.12% | -1.89% | -955 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 2.21% | 1.29% | 1.59% | 1.96% | 0.69% | -152 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 7.76% | 7.79% | 7.73% | 8.35% | 8.36% | +60 bps | |
| Net Worth / Assets | 7.76% | 7.79% | 7.73% | 8.35% | 8.36% | +60 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 89.56% | 95.74% | 90.28% | 90.75% | 84.52% | -504 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |