PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Powers Employees

Waterloo, IA · Charter 64841

Q2 1995

$166KAssets
$94KLoans
$112KShares
n/aNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 2.69%.
  • Asset quality: problem loans at 1.64% of loans.
  • Funding: loans stand at 83.86% of shares as of Q2 1995.

Financial Results

Return on Assets (quarter, annualized)

2.69%

Net Interest Margin (quarter, annualized)

n/a

Efficiency Ratio (quarter, annualized)

n/a

Net Worth / Assets

n/a

Discrete quarter, annualized.

MetricQ2 1994Q4 1994Q2 1995YoY ΔTrend
Earnings
Return on Assets1.51%1.91%2.69%n/a
Return on Equityn/an/an/an/an/a
Net Interest Marginn/an/an/an/an/a
Efficiency Ration/an/an/an/an/a
Growth
Asset Growth (YoY)n/an/an/an/an/a
Loan Growth (YoY)n/an/an/an/an/a
Share Growth (YoY)n/an/an/an/an/a
Asset Quality
Delinquent Loans / Loans2.04%0.29%1.64%n/a
Net Charge-Offs / Loansn/an/an/an/an/a
Allowance / Loans5.49%5.20%5.32%n/a
Capital
Risk-Based Capitaln/an/an/an/an/a
Net Worth / Assetsn/an/an/an/an/a
Liquidity & Funding
Loans / Shares58.69%70.96%83.86%n/a
Liquid Assets / Assets55.79%47.67%40.96%n/a