Washington, DC · Charter 648
NCUA · 1 branch
Q3 2024
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2023 | Q4 2023 | Q1 2024 | Q2 2024 | Q3 2024 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | -2.24% | -1.87% | -2.75% | -3.14% | -3.46% | -122 bps | |
| Return on Equity | -22.65% | -20.73% | -52.14% | -67.54% | -94.79% | -7,214 bps | |
| Net Interest Margin | 2.99% | 4.69% | 5.06% | 3.53% | 3.67% | +68 bps | |
| Efficiency Ratio | 204% | 117.92% | 151.26% | 167.36% | 187.84% | -1,584 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 0.00% | -12.32% | -15.30% | -16.80% | -22.59% | -2,259 bps | |
| Loan Growth (YoY) | 0.00% | -5.37% | 0.70% | 0.57% | 7.89% | +789 bps | |
| Share Growth (YoY) | 0.00% | -11.91% | -11.23% | -12.79% | -17.91% | -1,791 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 1.54% | 3.88% | 8.69% | 3.65% | 3.83% | +229 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.65% | 1.85% | 6.95% | 6.88% | 6.69% | +605 bps | |
| Capital | |||||||
| Risk-Based Capital | 9.88% | 9.04% | 5.28% | 4.64% | 3.65% | -623 bps | |
| Net Worth / Assets | 9.88% | 9.04% | 5.28% | 4.64% | 3.65% | -623 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 47.29% | 61.24% | 64.54% | 65.24% | 62.15% | +1,486 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |