PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Lutheran Brotherhood Employees

Minneapolis, MN · Charter 64793

Q2 1999

$6KAssets
$0KLoans
$0KShares
n/aNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 0.00%, down 597 bps year over year.

Financial Results

Return on Assets (quarter, annualized)

0.00%-597 bps YoY

Net Interest Margin (quarter, annualized)

n/a

Efficiency Ratio (quarter, annualized)

n/a

Net Worth / Assets

n/a

Discrete quarter, annualized.

MetricQ2 1997Q4 1997Q2 1998Q4 1998Q2 1999YoY ΔTrend
Earnings
Return on Assets5.97%6.22%5.94%5.91%0.00%-597 bps
Return on Equityn/an/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/an/a
Efficiency Ration/an/an/an/an/an/an/a
Growth
Asset Growth (YoY)24.32%26.84%23.13%26.84%-99.92%-12,424 bps
Loan Growth (YoY)33.93%21.96%23.13%8.10%-100.00%-13,393 bps
Share Growth (YoY)25.03%26.72%22.32%26.22%-100.00%-12,503 bps
Asset Quality
Delinquent Loans / Loans1.01%0.98%0.52%0.41%n/an/a
Net Charge-Offs / Loansn/an/an/an/an/an/an/a
Allowance / Loans0.12%0.24%0.19%0.05%n/an/a
Capital
Risk-Based Capitaln/an/an/an/an/an/an/a
Net Worth / Assetsn/an/an/an/an/an/an/a
Liquidity & Funding
Loans / Shares59.80%61.75%56.95%53.65%n/an/a
Liquid Assets / Assets38.52%30.90%47.16%41.85%0.00%-3,852 bps