Orlex Government Employees
Newport, VT · Charter 64782 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 2 branches
Q2 2026
$6.9MAssets
$5.6MLoans
$6.2MShares
$695KNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 92% of credit unions under $1B in assets (rank 135 of 1683).
- Widest gap: efficiency ratio trails 95% of credit unions under $1B in assets (rank 1604 of 1682).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
-0.40%
Rank 1,564 of 1,683
Net Interest Margin
5.05%
Rank 135 of 1,683
Efficiency Ratio
108.29%
Rank 1,604 of 1,682
Equity / Assets
10.03%
Rank 1,337 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | -0.40% | 0.35% | 0.74% | 1.18% | Beats 7% | 1,564 / 1,683 | |
| Return on Equity | -4.03% | 2.67% | 5.89% | 8.74% | Beats 6% | 1,584 / 1,681 | |
| Net Interest Margin | 5.05% | 3.31% | 3.82% | 4.32% | Beats 92% | 135 / 1,683 | |
| Efficiency Ratio | 108.29% | 68.91% | 78.20% | 86.93% | Beats 5% | 1,604 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.62% | 0.26% | 0.65% | 1.29% | Beats 18% | 1,373 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 10.03% | 10.44% | 12.89% | 16.53% | Beats 21% | 1,337 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 10.03% | 10.44% | 12.89% | 16.53% | Beats 21% | 1,337 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 90.75% | 52.61% | 69.38% | 83.50% | 87th pctl | 214 / 1,683 | |
| Loans / Assets | 81.07% | 44.71% | 59.18% | 70.72% | 93rd pctl | 115 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |