Kansas City, MO · Charter 64777
NCUA · 3 branches
Q1 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q1 2026, the quarter ended March 31, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets (n=1,674 to 1,677). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
5
Asset Quality
100
Profitability
0
Liquidity
100
Efficiency
6
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Kansas City, MO · Charter 64777
NCUA · 3 branches
Q1 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.22% | 0.40% | 0.09% | -0.21% | -45.52% | -4,573 bps | |
| Return on Equity | 1.84% | 3.40% | 0.76% | -1.65% | -565% | -56,674 bps | |
| Net Interest Margin | 5.44% | 5.35% | 5.42% | 5.66% | -2.08% | -752 bps | |
| Efficiency Ratio | 85.33% | 87.14% | 94.64% | 100.85% | n/a | n/a | |
| Growth | |||||||
| Asset Growth (YoY) | -17.47% | -15.71% | -15.62% | -14.59% | -40.94% | -2,347 bps | |
| Loan Growth (YoY) | -23.70% | -13.40% | -14.68% | -21.04% | -24.42% | -72 bps | |
| Share Growth (YoY) | -19.06% | -17.24% | -17.00% | -16.08% | -38.93% | -1,987 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.36% | 1.31% | 2.82% | 4.50% | 0.00% | -36 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 2.11% | 1.66% | 1.79% | 2.05% | 5.00% | +289 bps | |
| Capital | |||||||
| Risk-Based Capital | 11.72% | 11.76% | 12.04% | 12.59% | 8.06% | -367 bps | |
| Net Worth / Assets | 11.72% | 11.76% | 12.04% | 12.59% | 8.06% | -367 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 55.47% | 58.49% | 56.31% | 52.77% | 68.64% | +1,317 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Kansas City, MO · Charter 64777 · Peer group: credit unions under $1B in assets (n=1,674-1,677)
NCUA · 3 branches
Q1 2026
Return on Assets
-45.53%
Rank 1,675 of 1,677
Net Interest Margin
-2.17%
Rank 1,675 of 1,676
Equity / Assets
8.13%
Rank 1,588 of 1,676
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | -45.53% | 0.29% | 0.71% | 1.15% | Beats 0% | 1,675 / 1,677 | |
| Return on Equity | -560% | 2.30% | 5.46% | 8.75% | Beats 0% | 1,674 / 1,674 | |
| Net Interest Margin | -2.17% | 3.27% | 3.78% | 4.29% | Beats 0% | 1,675 / 1,676 | |
| Efficiency Ratio | n/a | Not reported for this institution | |||||
| Asset Quality | |||||||
| Nonperforming Loans / Loans | 0.00% | 0.23% | 0.59% | 1.15% | Beats 100% | 149 / 1,675 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution | |||||
| Capital | |||||||
| Tier 1 Capital Ratio | 8.06% | 10.32% | 12.68% | 16.26% | Beats 5% | 1,597 / 1,677 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | |||||
| Equity / Assets | 8.13% | 10.32% | 12.68% | 16.26% | Beats 5% | 1,588 / 1,676 | |
| Liquidity & Funding | |||||||
| Loans / Deposits | 68.65% | 52.64% | 68.65% | 82.42% | 50th pctl | 838 / 1,676 | |
| Loans / Assets | 62.60% | 44.39% | 58.63% | 70.08% | 59th pctl | 688 / 1,676 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution | |||||