PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Catholic Family

Kansas City, MO · Charter 64762

NCUA · 1 branch

Q2 2026

$16.5MAssets
$6.2MLoans
$15.0MShares
$1.5MNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 0.36%, down 28 bps year over year; NIM at 2.99%.
  • Asset quality: problem loans at 2.59% of loans (-192 bps YoY).
  • Capital: net worth / assets of 8.98%, down 24 bps from a year ago.
  • Funding: loans stand at 41.54% of shares as of Q2 2026.

Financial Results

Return on Assets (YTD, annualized)

0.36%-28 bps YoY

Net Interest Margin (YTD, annualized)

2.99%+5 bps YoY

Efficiency Ratio (YTD, annualized)

85.71%+568 bps YoY

Net Worth / Assets

8.98%-24 bps YoY

Year to date, annualized, through each quarter.

MetricQ2 2025Q3 2025Q4 2025Q1 2026Q2 2026YoY ΔTrend
Earnings
Return on Assets0.64%0.43%-0.40%0.33%0.36%-28 bps
Return on Equity6.93%4.70%-4.41%3.85%4.04%-289 bps
Net Interest Margin2.94%2.82%2.80%2.81%2.99%+5 bps
Efficiency Ratio80.04%84.59%83.94%89.14%85.71%+568 bps
Growth
Asset Growth (YoY)-1.20%2.27%3.04%5.65%1.87%+307 bps
Loan Growth (YoY)-6.32%-6.29%-6.42%-0.66%-7.53%-121 bps
Share Growth (YoY)-1.93%2.16%3.04%6.28%2.19%+412 bps
Asset Quality
Delinquent Loans / Loans4.51%5.09%4.32%3.86%2.59%-192 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/a
Allowance / Loans0.00%0.00%0.00%0.00%0.00%0 bps
Capital
Risk-Based Capital9.22%9.10%8.97%8.59%8.98%-24 bps
Net Worth / Assets9.22%9.10%8.97%8.59%8.98%-24 bps
Liquidity & Funding
Loans / Shares45.90%45.33%42.50%42.62%41.54%-437 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0 bps