Del Norte
Los Alamos, NM · Charter 64759 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 9 branches
Q2 2026
$1.5BAssets
$1.0BLoans
$1.3BShares
$141.9MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 82% of credit unions $1B-$10B in assets (rank 80 of 435).
- Widest gap: equity / assets trails 82% of credit unions $1B-$10B in assets (rank 357 of 435).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
0.78%
Rank 233 of 435
Net Interest Margin
3.88%
Rank 80 of 435
Efficiency Ratio
63.00%
Rank 88 of 435
Equity / Assets
9.43%
Rank 357 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.78% | 0.55% | 0.81% | 1.14% | Beats 46% | 233 / 435 | |
| Return on Equity | 8.25% | 5.12% | 7.41% | 9.70% | Beats 59% | 179 / 435 | |
| Net Interest Margin | 3.88% | 3.01% | 3.39% | 3.75% | Beats 82% | 80 / 435 | |
| Efficiency Ratio | 63.00% | 65.25% | 71.39% | 77.86% | Beats 80% | 88 / 435 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.45% | 0.45% | 0.69% | 1.05% | Beats 75% | 109 / 435 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 9.43% | 9.81% | 10.84% | 12.63% | Beats 18% | 357 / 435 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 9.43% | 9.81% | 10.84% | 12.63% | Beats 18% | 357 / 435 | |
| Liquidity & Funding |
| Loans / Deposits | 75.54% | 78.33% | 88.38% | 95.61% | 21st pctl | 344 / 435 | |
| Loans / Assets | 67.69% | 67.69% | 74.58% | 80.80% | 25th pctl | 327 / 435 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |