Division #6 Highway
Chesterfield, MO · Charter 64755 · Peer group: credit unions under $1B in assets in the St. Louis, MO-IL area (n=26-27)
NCUA · 1 branch
Q2 2026
$15.7MAssets
$8.7MLoans
$12.6MShares
$2.8MNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 85% of credit unions under $1B in assets in the St. Louis, MO-IL area (rank 4 of 27).
- Widest gap: net interest margin trails 59% of credit unions under $1B in assets in the St. Louis, MO-IL area (rank 16 of 27).
- Overall: at or above the peer median on 5 of 7 directional measures.
Return on Assets
0.92%
Rank 6 of 27
Net Interest Margin
3.58%
Rank 16 of 27
Efficiency Ratio
73.67%
Rank 9 of 27
Equity / Assets
17.88%
Rank 4 of 27
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.92% | 0.25% | 0.67% | 0.86% | Beats 78% | 6 / 27 | | |
| Return on Equity | 5.14% | 2.16% | 5.85% | 7.25% | Beats 42% | 15 / 26 | | |
| Net Interest Margin | 3.58% | 3.01% | 3.75% | 4.07% | Beats 41% | 16 / 27 | | |
| Efficiency Ratio | 73.67% | 71.97% | 77.45% | 89.37% | Beats 70% | 9 / 27 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.24% | 0.24% | 0.77% | 1.40% | Beats 78% | 7 / 27 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 17.88% | 9.38% | 10.56% | 15.42% | Beats 85% | 4 / 27 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 17.88% | 9.38% | 10.56% | 15.42% | Beats 85% | 4 / 27 | | |
| Liquidity & Funding |
| Loans / Deposits | 69.10% | 56.38% | 74.82% | 87.76% | 30th pctl | 19 / 27 | | |
| Loans / Assets | 55.58% | 50.27% | 64.80% | 77.37% | 30th pctl | 19 / 27 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |