Northeast Regional
Hannibal, MO · Charter 64709 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$1.8MAssets
$1.5MLoans
$1.6MShares
$239KNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 100% of credit unions under $1B in assets (rank 132 of 1682).
- Widest gap: efficiency ratio trails 90% of credit unions under $1B in assets (rank 1514 of 1682).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
0.22%
Rank 1,369 of 1,683
Net Interest Margin
4.34%
Rank 407 of 1,683
Efficiency Ratio
95.35%
Rank 1,514 of 1,682
Equity / Assets
13.30%
Rank 768 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.22% | 0.35% | 0.74% | 1.18% | Beats 19% | 1,369 / 1,683 | |
| Return on Equity | 1.67% | 2.67% | 5.89% | 8.74% | Beats 18% | 1,372 / 1,681 | |
| Net Interest Margin | 4.34% | 3.31% | 3.82% | 4.32% | Beats 76% | 407 / 1,683 | |
| Efficiency Ratio | 95.35% | 68.91% | 78.20% | 86.93% | Beats 10% | 1,514 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.00% | 0.26% | 0.65% | 1.29% | Beats 100% | 132 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 13.30% | 10.44% | 12.89% | 16.53% | Beats 54% | 768 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 13.30% | 10.44% | 12.89% | 16.53% | Beats 54% | 768 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 95.89% | 52.61% | 69.38% | 83.50% | 94th pctl | 98 / 1,683 | |
| Loans / Assets | 83.03% | 44.71% | 59.18% | 70.72% | 95th pctl | 79 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |