Joplin Metro
Joplin, MO · Charter 64691 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 2 branches
Q2 2026
$57.8MAssets
$41.9MLoans
$47.3MShares
$10.2MNet Worth
Executive Summary
- Strongest standing: return on assets outperforms 96% of credit unions under $1B in assets (rank 70 of 1683).
- Widest gap: nonperforming loans / loans trails 56% of credit unions under $1B in assets (rank 941 of 1682).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
2.06%
Rank 70 of 1,683
Net Interest Margin
5.53%
Rank 64 of 1,683
Efficiency Ratio
65.60%
Rank 314 of 1,682
Equity / Assets
17.73%
Rank 343 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 2.06% | 0.35% | 0.74% | 1.18% | Beats 96% | 70 / 1,683 | |
| Return on Equity | 11.63% | 2.67% | 5.89% | 8.74% | Beats 91% | 158 / 1,681 | |
| Net Interest Margin | 5.53% | 3.31% | 3.82% | 4.32% | Beats 96% | 64 / 1,683 | |
| Efficiency Ratio | 65.60% | 68.91% | 78.20% | 86.93% | Beats 81% | 314 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.78% | 0.26% | 0.65% | 1.29% | Beats 44% | 941 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 17.73% | 10.44% | 12.89% | 16.53% | Beats 80% | 343 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 17.73% | 10.44% | 12.89% | 16.53% | Beats 80% | 343 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 88.53% | 52.61% | 69.38% | 83.50% | 84th pctl | 270 / 1,683 | |
| Loans / Assets | 72.47% | 44.71% | 59.18% | 70.72% | 79th pctl | 361 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |