PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Purina Employees

Minneapolis, MN · Charter 64653

Q4 1995

$210KAssets
$148KLoans
$162KShares
n/aNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 4.48%.
  • Asset quality: problem loans at 5.24% of loans.
  • Funding: loans stand at 91.44% of shares as of Q4 1995.

Financial Results

Return on Assets (YTD, annualized)

4.48%

Net Interest Margin (YTD, annualized)

n/a

Efficiency Ratio (YTD, annualized)

n/a

Net Worth / Assets

n/a

Year to date, annualized, through each quarter.

MetricQ2 1994Q4 1994Q2 1995Q4 1995YoY ΔTrend
Earnings
Return on Assets3.70%4.62%4.26%4.48%n/a
Return on Equityn/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/a
Efficiency Ration/an/an/an/an/an/a
Growth
Asset Growth (YoY)n/an/an/an/an/an/a
Loan Growth (YoY)n/an/an/an/an/an/a
Share Growth (YoY)n/an/an/an/an/an/a
Asset Quality
Delinquent Loans / Loans3.62%0.36%0.18%5.24%n/a
Net Charge-Offs / Loansn/an/an/an/an/an/a
Allowance / Loans1.50%1.06%1.31%1.70%n/a
Capital
Risk-Based Capitaln/an/an/an/an/an/a
Net Worth / Assetsn/an/an/an/an/an/a
Liquidity & Funding
Loans / Shares99.03%105.68%103.18%91.44%n/a
Liquid Assets / Assets16.67%12.44%17.11%29.78%n/a