Cape Regional
Cape Girardeau, MO · Charter 64621 · Peer group: credit unions under $1B in assets (n=1,656-1,659)
NCUA · 2 branches
Q2 2025
$19.5MAssets
$14.4MLoans
$17.8MShares
$1.5MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 100% of credit unions under $1B in assets (rank 140 of 1657).
- Widest gap: equity / assets trails 96% of credit unions under $1B in assets (rank 1599 of 1658).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
0.71%
Rank 902 of 1,659
Net Interest Margin
4.39%
Rank 381 of 1,658
Efficiency Ratio
86.81%
Rank 1,285 of 1,656
Equity / Assets
7.78%
Rank 1,599 of 1,658
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.71% | 0.35% | 0.78% | 1.25% | Beats 46% | 902 / 1,659 | | |
| Return on Equity | 9.11% | 2.75% | 6.06% | 9.41% | Beats 73% | 449 / 1,657 | | |
| Net Interest Margin | 4.39% | 3.20% | 3.76% | 4.33% | Beats 77% | 381 / 1,658 | | |
| Efficiency Ratio | 86.81% | 67.69% | 77.34% | 85.79% | Beats 22% | 1,285 / 1,656 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.00% | 0.24% | 0.65% | 1.35% | Beats 100% | 140 / 1,657 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 7.78% | 10.20% | 12.57% | 16.16% | Beats 4% | 1,600 / 1,659 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 7.78% | 10.20% | 12.57% | 16.15% | Beats 4% | 1,599 / 1,658 | | |
| Liquidity & Funding |
| Loans / Deposits | 80.85% | 54.91% | 71.55% | 84.72% | 68th pctl | 525 / 1,658 | | |
| Loans / Assets | 73.90% | 46.17% | 60.56% | 71.91% | 80th pctl | 333 / 1,658 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |