Fireman's
Birmingham, AL · Charter 64594 · Peer group: credit unions under $1B in assets in the Birmingham, AL area (n=29)
NCUA · 2 branches
Q2 2026
$7.4MAssets
$3.7MLoans
$4.7MShares
$2.7MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 97% of credit unions under $1B in assets in the Birmingham, AL area (rank 2 of 29).
- Widest gap: return on equity trails 76% of credit unions under $1B in assets in the Birmingham, AL area (rank 22 of 29).
- Overall: at or above the peer median on 5 of 7 directional measures.
Return on Assets
0.84%
Rank 12 of 29
Net Interest Margin
3.80%
Rank 15 of 29
Efficiency Ratio
50.00%
Rank 2 of 29
Equity / Assets
35.87%
Rank 3 of 29
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.84% | 0.26% | 0.65% | 1.06% | Beats 59% | 12 / 29 | |
| Return on Equity | 2.33% | 2.33% | 4.15% | 7.02% | Beats 24% | 22 / 29 | |
| Net Interest Margin | 3.80% | 3.29% | 3.80% | 4.67% | Beats 48% | 15 / 29 | |
| Efficiency Ratio | 50.00% | 67.71% | 81.00% | 89.29% | Beats 97% | 2 / 29 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.79% | 0.40% | 1.03% | 1.72% | Beats 69% | 10 / 29 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 35.87% | 10.13% | 13.97% | 19.12% | Beats 90% | 3 / 29 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 35.87% | 10.13% | 13.97% | 19.12% | Beats 90% | 3 / 29 | |
| Liquidity & Funding |
| Loans / Deposits | 77.49% | 40.72% | 55.53% | 68.24% | 83rd pctl | 5 / 29 | |
| Loans / Assets | 49.43% | 35.46% | 45.52% | 58.70% | 55th pctl | 13 / 29 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |