PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Diamond Employees

Duluth, MN · Charter 64573

Q2 1995

$1.9MAssets
$962KLoans
$1.8MShares
n/aNet Worth

Executive Summary

  • Earnings: ROA of 0.89%.
  • Asset quality: problem loans at 7.52% of loans.
  • Funding: loans stand at 54.71% of shares as of Q2 1995.

Return on Assets (YTD, annualized)

0.89%

Net Interest Margin (YTD, annualized)

n/a
n/a

Efficiency Ratio (YTD, annualized)

n/a
n/a

Net Worth / Assets

n/a
n/a

Year to date, annualized, through each quarter.

MetricQ2 1994Q4 1994Q2 1995YoY ΔTrend
Earnings
Return on Assets2.96%0.86%0.89%n/a
Return on Equityn/an/an/an/an/a
Net Interest Marginn/an/an/an/an/a
Efficiency Ration/an/an/an/an/a
Growth
Asset Growth (YoY)n/an/an/an/an/a
Loan Growth (YoY)n/an/an/an/an/a
Share Growth (YoY)n/an/an/an/an/a
Asset Quality
Delinquent Loans / Loans7.13%7.99%7.52%n/a
Net Charge-Offs / Loansn/an/an/an/an/a
Allowance / Loans1.86%3.88%3.48%n/a
Capital
Risk-Based Capitaln/an/an/an/an/a
Net Worth / Assetsn/an/an/an/an/a
Liquidity & Funding
Loans / Shares47.73%44.68%54.71%n/a
Liquid Assets / Assets12.58%26.53%26.32%n/a