PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Pacific Service

Concord, CA · Charter 64558

Q2 1994

$438.5MAssets
$163.9MLoans
$393.4MShares
n/aNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 4.71%.
  • Asset quality: problem loans at 0.58% of loans.
  • Funding: loans stand at 41.66% of shares as of Q2 1994.

Financial Results

Return on Assets (YTD, annualized)

4.71%

Net Interest Margin (YTD, annualized)

n/a

Efficiency Ratio (YTD, annualized)

n/a

Net Worth / Assets

n/a

Year to date, annualized, through each quarter.

MetricQ1 1994Q2 1994YoY ΔTrend
Earnings
Return on Assets4.72%4.71%n/a
Return on Equityn/an/an/an/a
Net Interest Marginn/an/an/an/a
Efficiency Ration/an/an/an/a
Growth
Asset Growth (YoY)n/an/an/an/a
Loan Growth (YoY)n/an/an/an/a
Share Growth (YoY)n/an/an/an/a
Asset Quality
Delinquent Loans / Loans0.64%0.58%n/a
Net Charge-Offs / Loansn/an/an/an/a
Allowance / Loans2.09%2.03%n/a
Capital
Risk-Based Capitaln/an/an/an/a
Net Worth / Assetsn/an/an/an/a
Liquidity & Funding
Loans / Shares39.53%41.66%n/a
Liquid Assets / Assets37.64%40.60%n/a