PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

P B & F

Jackson, MS · Charter 64477

Q4 1994

$148KAssets
$17KLoans
$105KShares
n/aNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 2.04%.
  • Asset quality: problem loans at 1.86% of loans.
  • Funding: loans stand at 16.07% of shares as of Q4 1994.

Financial Results

Return on Assets (YTD, annualized)

2.04%

Net Interest Margin (YTD, annualized)

n/a

Efficiency Ratio (YTD, annualized)

n/a

Net Worth / Assets

n/a

Year to date, annualized, through each quarter.

MetricQ2 1994Q4 1994YoY ΔTrend
Earnings
Return on Assets3.14%2.04%n/a
Return on Equityn/an/an/an/a
Net Interest Marginn/an/an/an/a
Efficiency Ration/an/an/an/a
Growth
Asset Growth (YoY)n/an/an/an/a
Loan Growth (YoY)n/an/an/an/a
Share Growth (YoY)n/an/an/an/a
Asset Quality
Delinquent Loans / Loans14.52%1.86%n/a
Net Charge-Offs / Loansn/an/an/an/a
Allowance / Loans40.13%50.77%n/a
Capital
Risk-Based Capitaln/an/an/an/a
Net Worth / Assetsn/an/an/an/a
Liquidity & Funding
Loans / Shares28.60%16.07%n/a
Liquid Assets / Assets0.00%0.00%n/a