PackageTrendsPeer
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Canby Co-op

Canby, MN · Charter 64454

Q4 1995

$4.2MAssets
$2.6MLoans
$3.9MShares
n/aNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 3.72%.
  • Asset quality: problem loans at 0.40% of loans.
  • Funding: loans stand at 67.94% of shares as of Q4 1995.

Financial Results

Return on Assets (YTD, annualized)

3.72%

Net Interest Margin (YTD, annualized)

n/a

Efficiency Ratio (YTD, annualized)

n/a

Net Worth / Assets

n/a

Year to date, annualized, through each quarter.

MetricQ2 1994Q4 1994Q2 1995Q4 1995YoY ΔTrend
Earnings
Return on Assets3.40%3.16%2.79%3.72%n/a
Return on Equityn/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/a
Efficiency Ration/an/an/an/an/an/a
Growth
Asset Growth (YoY)n/an/an/an/an/an/a
Loan Growth (YoY)n/an/an/an/an/an/a
Share Growth (YoY)n/an/an/an/an/an/a
Asset Quality
Delinquent Loans / Loans0.79%0.08%0.62%0.40%n/a
Net Charge-Offs / Loansn/an/an/an/an/an/a
Allowance / Loans2.95%2.70%2.14%2.35%n/a
Capital
Risk-Based Capitaln/an/an/an/an/an/a
Net Worth / Assetsn/an/an/an/an/an/a
Liquidity & Funding
Loans / Shares59.46%64.70%77.20%67.94%n/a
Liquid Assets / Assets23.37%21.24%13.50%25.23%n/a