PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Dist. No. 417

Tracy, MN · Charter 64442

Q4 1994

$204KAssets
$180KLoans
$165KShares
n/aNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 2.60%.
  • Asset quality: problem loans at 0.00% of loans.
  • Funding: loans stand at 109.52% of shares as of Q4 1994.

Financial Results

Return on Assets (YTD, annualized)

2.60%

Net Interest Margin (YTD, annualized)

n/a

Efficiency Ratio (YTD, annualized)

n/a

Net Worth / Assets

n/a

Year to date, annualized, through each quarter.

MetricQ2 1994Q4 1994YoY ΔTrend
Earnings
Return on Assets2.41%2.60%n/a
Return on Equityn/an/an/an/a
Net Interest Marginn/an/an/an/a
Efficiency Ration/an/an/an/a
Growth
Asset Growth (YoY)n/an/an/an/a
Loan Growth (YoY)n/an/an/an/a
Share Growth (YoY)n/an/an/an/a
Asset Quality
Delinquent Loans / Loans0.00%0.00%n/a
Net Charge-Offs / Loansn/an/an/an/a
Allowance / Loans2.96%2.73%n/a
Capital
Risk-Based Capitaln/an/an/an/a
Net Worth / Assetsn/an/an/an/a
Liquidity & Funding
Loans / Shares93.40%109.52%n/a
Liquid Assets / Assets11.22%7.42%n/a