Sioux Valley Community
Sioux City, IA · Charter 64417 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 3 branches
Q2 2026
$43.6MAssets
$28.6MLoans
$38.8MShares
$4.6MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 63% of credit unions under $1B in assets (rank 626 of 1683).
- Widest gap: nonperforming loans / loans trails 90% of credit unions under $1B in assets (rank 1523 of 1682).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
-0.02%
Rank 1,493 of 1,683
Net Interest Margin
4.05%
Rank 626 of 1,683
Efficiency Ratio
88.41%
Rank 1,319 of 1,682
Equity / Assets
10.44%
Rank 1,263 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | -0.02% | 0.35% | 0.74% | 1.18% | Beats 11% | 1,493 / 1,683 | | |
| Return on Equity | -0.18% | 2.67% | 5.89% | 8.74% | Beats 11% | 1,495 / 1,681 | | |
| Net Interest Margin | 4.05% | 3.31% | 3.82% | 4.32% | Beats 63% | 626 / 1,683 | | |
| Efficiency Ratio | 88.41% | 68.91% | 78.20% | 86.93% | Beats 22% | 1,319 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 2.65% | 0.26% | 0.65% | 1.29% | Beats 10% | 1,523 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 10.44% | 10.44% | 12.89% | 16.53% | Beats 25% | 1,263 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 10.44% | 10.44% | 12.89% | 16.53% | Beats 25% | 1,263 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 73.60% | 52.61% | 69.38% | 83.50% | 58th pctl | 707 / 1,683 | | |
| Loans / Assets | 65.51% | 44.71% | 59.18% | 70.72% | 64th pctl | 614 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |