Vue Community
Bismarck, ND · Charter 64408 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 2 branches
Q2 2026
$106.3MAssets
$58.1MLoans
$96.7MShares
$9.1MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 89% of credit unions under $1B in assets (rank 181 of 1681).
- Widest gap: equity / assets trails 93% of credit unions under $1B in assets (rank 1559 of 1683).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
0.97%
Rank 614 of 1,683
Net Interest Margin
3.25%
Rank 1,310 of 1,683
Efficiency Ratio
72.83%
Rank 580 of 1,682
Equity / Assets
8.60%
Rank 1,559 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.97% | 0.35% | 0.74% | 1.18% | Beats 64% | 614 / 1,683 | |
| Return on Equity | 11.33% | 2.67% | 5.89% | 8.74% | Beats 89% | 181 / 1,681 | |
| Net Interest Margin | 3.25% | 3.31% | 3.82% | 4.32% | Beats 22% | 1,310 / 1,683 | |
| Efficiency Ratio | 72.83% | 68.91% | 78.20% | 86.93% | Beats 66% | 580 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 2.99% | 0.26% | 0.65% | 1.29% | Beats 8% | 1,553 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 8.60% | 10.44% | 12.89% | 16.53% | Beats 7% | 1,559 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 8.60% | 10.44% | 12.89% | 16.53% | Beats 7% | 1,559 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 60.04% | 52.61% | 69.38% | 83.50% | 34th pctl | 1,105 / 1,683 | |
| Loans / Assets | 54.63% | 44.71% | 59.18% | 70.72% | 42nd pctl | 983 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |