Fedco
Jefferson City, MO · Charter 64397 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 2 branches
Q2 2026
$7.1MAssets
$2.0MLoans
$6.4MShares
$776KNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 100% of credit unions under $1B in assets (rank 132 of 1682).
- Widest gap: net interest margin trails 100% of credit unions under $1B in assets (rank 1683 of 1683).
- Overall: at or above the peer median on 2 of 7 directional measures.
Return on Assets
0.11%
Rank 1,438 of 1,683
Net Interest Margin
0.48%
Rank 1,683 of 1,683
Efficiency Ratio
64.71%
Rank 287 of 1,682
Equity / Assets
10.86%
Rank 1,183 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.11% | 0.35% | 0.74% | 1.18% | Beats 15% | 1,438 / 1,683 | | |
| Return on Equity | 1.03% | 2.67% | 5.89% | 8.74% | Beats 15% | 1,425 / 1,681 | | |
| Net Interest Margin | 0.48% | 3.31% | 3.82% | 4.32% | Beats 0% | 1,683 / 1,683 | | |
| Efficiency Ratio | 64.71% | 68.91% | 78.20% | 86.93% | Beats 83% | 287 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.00% | 0.26% | 0.65% | 1.29% | Beats 100% | 132 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 10.86% | 10.44% | 12.89% | 16.53% | Beats 30% | 1,183 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 10.86% | 10.44% | 12.89% | 16.53% | Beats 30% | 1,183 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 32.09% | 52.61% | 69.38% | 83.50% | 6th pctl | 1,583 / 1,683 | | |
| Loans / Assets | 28.60% | 44.71% | 59.18% | 70.72% | 7th pctl | 1,567 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |