Lakewood, CO · Charter 64342
NCUA · 2 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.29% | 0.46% | 0.29% | 0.56% | 0.64% | +34 bps | |
| Return on Equity | 2.42% | 3.69% | 2.40% | 4.56% | 5.03% | +261 bps | |
| Net Interest Margin | 2.97% | 3.03% | 3.06% | 3.22% | 3.30% | +33 bps | |
| Efficiency Ratio | 78.78% | 75.84% | 77.77% | 72.59% | 71.99% | -679 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 2.11% | 1.15% | 1.66% | -0.32% | -0.52% | -263 bps | |
| Loan Growth (YoY) | 4.73% | 2.45% | -0.53% | -0.26% | 0.73% | -400 bps | |
| Share Growth (YoY) | 0.49% | 0.17% | -0.03% | -1.51% | -1.12% | -161 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.93% | 0.96% | 0.71% | 0.42% | 0.48% | -45 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 12.18% | 12.41% | 12.25% | 12.32% | 12.64% | +46 bps | |
| Net Worth / Assets | 12.18% | 12.41% | 12.25% | 12.32% | 12.64% | +46 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 71.95% | 72.36% | 71.56% | 71.61% | 73.30% | +135 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |