Colorado Spring, CO · Charter 64340
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.34% | 0.41% | 0.45% | -0.13% | -0.35% | -69 bps | |
| Return on Equity | 3.59% | 4.53% | 4.60% | -1.36% | -3.74% | -732 bps | |
| Net Interest Margin | 4.88% | 4.53% | 4.88% | 4.47% | 4.50% | -38 bps | |
| Efficiency Ratio | 91.40% | 90.85% | 91.20% | 102.22% | 106.26% | +1,486 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -5.80% | 4.84% | -2.64% | -0.79% | 3.47% | +927 bps | |
| Loan Growth (YoY) | 3.66% | -6.70% | -10.80% | -12.30% | -15.56% | -1,922 bps | |
| Share Growth (YoY) | -6.55% | 4.92% | -3.42% | -1.29% | 3.55% | +1,010 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.73% | 1.34% | 1.22% | 1.29% | 2.25% | +152 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 1.84% | 1.87% | 1.99% | 2.23% | 2.45% | +61 bps | |
| Capital | |||||||
| Risk-Based Capital | 9.60% | 9.11% | 9.87% | 9.41% | 9.38% | -22 bps | |
| Net Worth / Assets | 9.60% | 9.11% | 9.87% | 9.41% | 9.38% | -22 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 78.30% | 70.13% | 72.36% | 65.44% | 63.85% | -1,445 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |