Alpine
Orem, UT · Charter 64332 · Peer group: credit unions under $1B in assets (n=1,674-1,677)
NCUA · 6 branches
Q1 2026
$362.8MAssets
$245.5MLoans
$323.7MShares
$36.5MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 80% of credit unions under $1B in assets (rank 328 of 1674).
- Widest gap: net interest margin trails 78% of credit unions under $1B in assets (rank 1303 of 1676).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
0.97%
Rank 575 of 1,677
Net Interest Margin
3.20%
Rank 1,303 of 1,676
Efficiency Ratio
72.11%
Rank 513 of 1,674
Equity / Assets
10.07%
Rank 1,293 of 1,676
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.97% | 0.29% | 0.71% | 1.15% | Beats 66% | 575 / 1,677 | |
| Return on Equity | 9.66% | 2.30% | 5.46% | 8.75% | Beats 80% | 328 / 1,674 | |
| Net Interest Margin | 3.20% | 3.27% | 3.78% | 4.29% | Beats 22% | 1,303 / 1,676 | |
| Efficiency Ratio | 72.11% | 69.04% | 78.86% | 87.73% | Beats 69% | 513 / 1,674 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.77% | 0.23% | 0.59% | 1.15% | Beats 40% | 1,004 / 1,675 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 10.07% | 10.32% | 12.68% | 16.26% | Beats 23% | 1,294 / 1,677 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 10.07% | 10.32% | 12.68% | 16.26% | Beats 23% | 1,293 / 1,676 | |
| Liquidity & Funding |
| Loans / Deposits | 75.84% | 52.64% | 68.65% | 82.42% | 63rd pctl | 617 / 1,676 | |
| Loans / Assets | 67.65% | 44.39% | 58.63% | 70.08% | 69th pctl | 512 / 1,676 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |