Franklin Park, IL · Charter 64327
Q4 1996
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 1994 | Q4 1994 | Q2 1995 | Q4 1995 | Q2 1996 | Q4 1996 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 5.40% | 7.05% | 5.81% | 6.14% | -6.27% | -49.15% | -5,619 bps | |
| Return on Equity | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Net Interest Margin | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Efficiency Ratio | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Growth | ||||||||
| Asset Growth (YoY) | n/a | n/a | n/a | n/a | -14.48% | -58.13% | n/a | |
| Loan Growth (YoY) | n/a | n/a | n/a | n/a | -21.72% | -59.58% | n/a | |
| Share Growth (YoY) | n/a | n/a | n/a | n/a | -17.00% | -64.17% | n/a | |
| Asset Quality | ||||||||
| Delinquent Loans / Loans | 5.18% | 0.00% | 1.41% | 9.11% | 23.38% | 9.85% | +985 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 1.78% | 2.10% | 1.45% | 1.19% | 0.59% | 7.35% | +525 bps | |
| Capital | ||||||||
| Risk-Based Capital | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Net Worth / Assets | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Liquidity & Funding | ||||||||
| Loans / Shares | 84.90% | 97.97% | 94.28% | 101.13% | 80.08% | 110.52% | +1,255 bps | |
| Liquid Assets / Assets | 15.56% | 1.61% | 12.32% | 0.93% | 20.02% | 0.01% | -160 bps | |