Fort Wayne, IN · Charter 64275
NCUA · 2 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.28% | 0.29% | 0.33% | 0.40% | 0.49% | 0.62% | 0.77% | 0.78% | +38 bps | |
| Return on Equity | 2.36% | 2.53% | 2.92% | 3.49% | 4.18% | 5.32% | 6.68% | 6.66% | +317 bps | |
| Net Interest Margin | 3.69% | 3.63% | 3.73% | 3.83% | 3.91% | 3.90% | 3.71% | 3.77% | -6 bps | |
| Efficiency Ratio | 82.78% | 79.32% | 79.97% | 76.30% | 75.41% | 75.16% | 82.01% | 81.72% | +543 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 2.60% | 4.00% | 2.82% | 3.05% | 2.77% | 2.72% | 4.91% | 5.48% | +243 bps | |
| Loan Growth (YoY) | 1.90% | -0.36% | 1.01% | 2.78% | 2.48% | 4.38% | 5.82% | 7.84% | +506 bps | |
| Share Growth (YoY) | 2.95% | 4.98% | 2.88% | 2.71% | 2.00% | 1.88% | 4.66% | 5.29% | +258 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.68% | 0.66% | 0.90% | 1.66% | 1.16% | 1.16% | 0.85% | 0.89% | -78 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 11.65% | 11.42% | 11.31% | 11.58% | 11.75% | 11.70% | 11.46% | 11.74% | +16 bps | |
| Net Worth / Assets | 11.65% | 11.42% | 11.31% | 11.58% | 11.75% | 11.70% | 11.46% | 11.74% | +16 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 68.01% | 65.99% | 65.08% | 67.07% | 68.33% | 67.61% | 65.80% | 68.70% | +163 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |