Des Moines, IA · Charter 64271
NCUA · 5 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.44% | 0.47% | 0.35% | 0.48% | 0.55% | 0.53% | 0.16% | 0.35% | -12 bps | |
| Return on Equity | 4.85% | 5.31% | 4.11% | 5.27% | 6.19% | 6.16% | 1.89% | 4.13% | -114 bps | |
| Net Interest Margin | 2.58% | 2.56% | 2.77% | 3.03% | 3.05% | 2.92% | 2.94% | 3.11% | +9 bps | |
| Efficiency Ratio | 80.65% | 79.62% | 85.50% | 83.47% | 82.76% | 81.53% | 88.58% | 85.74% | +227 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 6.48% | 11.86% | 12.35% | 5.06% | 7.92% | 10.53% | 11.24% | 11.18% | +612 bps | |
| Loan Growth (YoY) | 5.33% | 8.74% | 8.51% | 5.98% | 6.69% | 8.07% | 11.20% | 10.80% | +482 bps | |
| Share Growth (YoY) | 4.86% | 12.13% | 13.22% | 4.24% | 8.16% | 11.73% | 12.52% | 14.53% | +1,029 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.99% | 1.33% | 1.53% | 1.58% | 1.14% | 1.13% | 0.80% | 1.09% | -49 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 9.03% | 8.93% | 8.63% | 9.02% | 8.93% | 8.61% | 8.22% | 8.59% | -42 bps | |
| Net Worth / Assets | 9.03% | 8.93% | 8.63% | 9.02% | 8.93% | 8.61% | 8.22% | 8.59% | -42 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 101.60% | 99.88% | 94.05% | 100.68% | 100.22% | 96.61% | 92.95% | 97.40% | -327 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |