Premier
Des Moines, IA · Charter 64271 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 5 branches
Q2 2026
$382.9MAssets
$337.4MLoans
$346.4MShares
$32.9MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 36% of credit unions under $1B in assets (rank 1073 of 1681).
- Widest gap: equity / assets trails 93% of credit unions under $1B in assets (rank 1561 of 1683).
- Overall: at or above the peer median on 0 of 7 directional measures.
Return on Assets
0.35%
Rank 1,259 of 1,683
Net Interest Margin
3.11%
Rank 1,385 of 1,683
Efficiency Ratio
85.74%
Rank 1,210 of 1,682
Equity / Assets
8.59%
Rank 1,561 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.35% | 0.35% | 0.74% | 1.18% | Beats 25% | 1,259 / 1,683 | | |
| Return on Equity | 4.13% | 2.67% | 5.89% | 8.74% | Beats 36% | 1,073 / 1,681 | | |
| Net Interest Margin | 3.11% | 3.31% | 3.82% | 4.32% | Beats 18% | 1,385 / 1,683 | | |
| Efficiency Ratio | 85.74% | 68.91% | 78.20% | 86.93% | Beats 28% | 1,210 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.09% | 0.26% | 0.65% | 1.29% | Beats 30% | 1,177 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 8.59% | 10.44% | 12.89% | 16.53% | Beats 7% | 1,561 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 8.59% | 10.44% | 12.89% | 16.53% | Beats 7% | 1,561 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 97.40% | 52.61% | 69.38% | 83.50% | 95th pctl | 85 / 1,683 | | |
| Loans / Assets | 88.13% | 44.71% | 59.18% | 70.72% | 99th pctl | 14 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |