Chicago, IL · Charter 64252
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.43% | 0.60% | 2.72% | -2.45% | 2.05% | +161 bps | |
| Return on Equity | 1.69% | 2.29% | 9.50% | -8.90% | 7.73% | +604 bps | |
| Net Interest Margin | 3.22% | 3.39% | 2.32% | 3.91% | 3.29% | +7 bps | |
| Efficiency Ratio | 90.80% | 92.30% | 81.67% | 151.63% | 75.44% | -1,536 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 33.97% | 27.90% | 26.16% | -3.36% | 3.82% | -3,015 bps | |
| Loan Growth (YoY) | 5.79% | 12.79% | 15.11% | -18.90% | -25.27% | -3,106 bps | |
| Share Growth (YoY) | 11.53% | 10.18% | 17.09% | 15.19% | 15.73% | +420 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.00% | 0.00% | 0.00% | 3.32% | 1.26% | +126 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 7.79% | 8.05% | 8.36% | 11.75% | 10.42% | +263 bps | |
| Capital | |||||||
| Risk-Based Capital | 25.49% | 26.10% | 28.64% | 27.55% | 26.44% | +96 bps | |
| Net Worth / Assets | 25.49% | 26.10% | 28.64% | 27.55% | 26.44% | +96 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 33.13% | 31.55% | 28.49% | 19.91% | 21.39% | -1,174 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |