Fellowship Baptist Church
Chicago, IL · Charter 64252 · Peer group: credit unions under $1B in assets in the Chicago-Naperville-Elgin, IL-IN area (n=93-96)
NCUA · 1 branch
Q2 2026
$1.0MAssets
$132KLoans
$617KShares
$276KNet Worth
Executive Summary
- Strongest standing: return on assets outperforms 94% of credit unions under $1B in assets in the Chicago-Naperville-Elgin, IL-IN area (rank 6 of 96).
- Widest gap: nonperforming loans / loans trails 72% of credit unions under $1B in assets in the Chicago-Naperville-Elgin, IL-IN area (rank 68 of 93).
- Overall: at or above the peer median on 5 of 7 directional measures.
Return on Assets
2.11%
Rank 6 of 96
Net Interest Margin
3.26%
Rank 63 of 96
Efficiency Ratio
76.74%
Rank 38 of 96
Equity / Assets
26.44%
Rank 8 of 96
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 2.11% | -0.02% | 0.42% | 1.03% | Beats 94% | 6 / 96 | | |
| Return on Equity | 7.97% | -0.11% | 2.94% | 6.89% | Beats 80% | 19 / 95 | | |
| Net Interest Margin | 3.26% | 3.01% | 3.57% | 4.27% | Beats 34% | 63 / 96 | | |
| Efficiency Ratio | 76.74% | 73.45% | 82.91% | 96.61% | Beats 61% | 38 / 96 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.52% | 0.08% | 0.86% | 1.63% | Beats 28% | 68 / 93 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 26.44% | 11.79% | 15.23% | 18.93% | Beats 92% | 8 / 96 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 26.44% | 11.79% | 15.23% | 18.93% | Beats 92% | 8 / 96 | | |
| Liquidity & Funding |
| Loans / Deposits | 21.39% | 32.14% | 50.03% | 67.81% | 11th pctl | 85 / 96 | | |
| Loans / Assets | 12.64% | 23.12% | 42.50% | 56.24% | 13th pctl | 84 / 96 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |