Lennox Employees
Marshalltown, IA · Charter 64234 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$73.4MAssets
$42.8MLoans
$66.7MShares
$6.3MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 38% of credit unions under $1B in assets (rank 1040 of 1682).
- Widest gap: equity / assets trails 93% of credit unions under $1B in assets (rank 1565 of 1683).
- Overall: at or above the peer median on 0 of 7 directional measures.
Return on Assets
-0.04%
Rank 1,496 of 1,683
Net Interest Margin
2.80%
Rank 1,540 of 1,683
Efficiency Ratio
90.71%
Rank 1,404 of 1,682
Equity / Assets
8.55%
Rank 1,565 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | -0.04% | 0.35% | 0.74% | 1.18% | Beats 11% | 1,496 / 1,683 | |
| Return on Equity | -0.41% | 2.67% | 5.89% | 8.74% | Beats 11% | 1,501 / 1,681 | |
| Net Interest Margin | 2.80% | 3.31% | 3.82% | 4.32% | Beats 8% | 1,540 / 1,683 | |
| Efficiency Ratio | 90.71% | 68.91% | 78.20% | 86.93% | Beats 17% | 1,404 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.89% | 0.26% | 0.65% | 1.29% | Beats 38% | 1,040 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 8.55% | 10.44% | 12.89% | 16.53% | Beats 7% | 1,565 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 8.55% | 10.44% | 12.89% | 16.53% | Beats 7% | 1,565 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 64.25% | 52.61% | 69.38% | 83.50% | 41st pctl | 992 / 1,683 | |
| Loans / Assets | 58.39% | 44.71% | 59.18% | 70.72% | 48th pctl | 868 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |