Greater Iowa
Ames, IA · Charter 64203 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 10 branches
Q2 2026
$715.1MAssets
$621.1MLoans
$617.0MShares
$67.4MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 79% of credit unions under $1B in assets (rank 350 of 1683).
- Widest gap: equity / assets trails 86% of credit unions under $1B in assets (rank 1442 of 1683).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
0.76%
Rank 817 of 1,683
Net Interest Margin
4.45%
Rank 350 of 1,683
Efficiency Ratio
75.36%
Rank 693 of 1,682
Equity / Assets
9.43%
Rank 1,442 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.76% | 0.35% | 0.74% | 1.18% | Beats 51% | 817 / 1,683 | | |
| Return on Equity | 8.10% | 2.67% | 5.89% | 8.74% | Beats 71% | 495 / 1,681 | | |
| Net Interest Margin | 4.45% | 3.31% | 3.82% | 4.32% | Beats 79% | 350 / 1,683 | | |
| Efficiency Ratio | 75.36% | 68.91% | 78.20% | 86.93% | Beats 59% | 693 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.96% | 0.26% | 0.65% | 1.29% | Beats 34% | 1,106 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 9.43% | 10.44% | 12.89% | 16.53% | Beats 14% | 1,442 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 9.43% | 10.44% | 12.89% | 16.53% | Beats 14% | 1,442 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 100.66% | 52.61% | 69.38% | 83.50% | 97th pctl | 54 / 1,683 | | |
| Loans / Assets | 86.85% | 44.71% | 59.18% | 70.72% | 98th pctl | 26 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |