Central Communications
Kansas City, MO · Charter 64196 · Peer group: credit unions under $1B in assets in the Kansas City, MO-KS area (n=30)
NCUA · 2 branches
Q1 2025
$47.1MAssets
$14.2MLoans
$46.3MShares
$3.2MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 77% of credit unions under $1B in assets in the Kansas City, MO-KS area (rank 8 of 30).
- Widest gap: equity / assets trails 100% of credit unions under $1B in assets in the Kansas City, MO-KS area (rank 30 of 30).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
-0.94%
Rank 28 of 30
Net Interest Margin
2.78%
Rank 26 of 30
Efficiency Ratio
120.53%
Rank 29 of 30
Equity / Assets
6.78%
Rank 30 of 30
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | -0.94% | 0.16% | 0.62% | 0.88% | Beats 7% | 28 / 30 | | |
| Return on Equity | -13.90% | 1.42% | 4.54% | 7.28% | Beats 3% | 29 / 30 | | |
| Net Interest Margin | 2.78% | 3.08% | 4.13% | 4.58% | Beats 13% | 26 / 30 | | |
| Efficiency Ratio | 120.53% | 71.05% | 79.58% | 88.56% | Beats 7% | 29 / 30 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.34% | 0.34% | 0.71% | 1.30% | Beats 77% | 8 / 30 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 6.78% | 9.04% | 11.79% | 16.26% | Beats 0% | 30 / 30 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 6.78% | 9.04% | 11.79% | 16.26% | Beats 0% | 30 / 30 | | |
| Liquidity & Funding |
| Loans / Deposits | 30.55% | 45.60% | 63.58% | 81.85% | 7th pctl | 28 / 30 | | |
| Loans / Assets | 30.05% | 41.35% | 55.72% | 66.95% | 7th pctl | 28 / 30 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |