Los Angeles, CA · Charter 64171
NCUA · 4 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions $1B-$10B in assets in the Los Angeles-Long Beach-Anaheim, CA area (n=19). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
16
Asset Quality
11
Profitability
28
Liquidity
0
Efficiency
26
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Los Angeles, CA · Charter 64171
NCUA · 4 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.67% | 0.51% | 0.00% | -0.11% | -0.02% | 0.05% | 0.12% | 0.03% | +13 bps | |
| Return on Equity | 7.49% | 5.68% | 0.03% | -1.19% | -0.22% | 0.57% | 1.40% | 0.29% | +148 bps | |
| Net Interest Margin | 3.01% | 3.01% | 3.00% | 3.07% | 3.15% | 3.14% | 3.37% | 3.42% | +35 bps | |
| Efficiency Ratio | 74.82% | 77.89% | 94.01% | 88.32% | 84.27% | 82.91% | 81.29% | 85.63% | -269 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -3.48% | -2.56% | -0.68% | -0.23% | 1.00% | 3.19% | 4.18% | 1.70% | +193 bps | |
| Loan Growth (YoY) | -2.96% | -7.30% | -5.10% | -3.12% | 0.52% | 5.15% | 6.41% | 2.32% | +544 bps | |
| Share Growth (YoY) | 1.55% | 4.51% | 1.03% | 2.59% | 0.92% | 1.69% | 4.43% | 1.36% | -122 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 1.16% | 1.36% | 1.25% | 1.52% | 1.58% | 1.64% | 1.29% | 1.45% | -7 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 9.01% | 9.01% | 9.01% | 8.82% | 8.90% | 8.76% | 8.67% | 8.73% | -8 bps | |
| Net Worth / Assets | 9.01% | 9.01% | 9.01% | 8.82% | 8.90% | 8.76% | 8.67% | 8.73% | -8 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 102.26% | 98.28% | 98.79% | 99.82% | 101.86% | 101.63% | 100.66% | 100.76% | +94 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Los Angeles, CA · Charter 64171 · Peer group: credit unions $1B-$10B in assets in the Los Angeles-Long Beach-Anaheim, CA area (n=19)
NCUA · 4 branches
Q2 2026
Return on Assets
0.03%
Rank 18 of 19
Net Interest Margin
3.42%
Rank 5 of 19
Efficiency Ratio
85.63%
Rank 15 of 19
Equity / Assets
8.73%
Rank 16 of 19
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 0.03% | 0.27% | 0.60% | 1.02% | Beats 5% | 18 / 19 | ||
| Return on Equity | 0.29% | 2.40% | 5.67% | 8.40% | Beats 5% | 18 / 19 | ||
| Net Interest Margin | 3.42% | 2.65% | 2.97% | 3.42% | Beats 74% | 5 / 19 | ||
| Efficiency Ratio | 85.63% | 64.19% | 77.39% | 85.63% | Beats 26% | 15 / 19 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 1.45% | 0.44% | 0.61% | 0.87% | Beats 11% | 18 / 19 | ||
| Net Charge-Offs / Loans | n/a | Not reported for this institution | ||||||
| Capital | ||||||||
| Tier 1 Capital Ratio | 8.73% | 9.41% | 10.19% | 11.40% | Beats 16% | 16 / 19 | ||
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | ||||||
| Equity / Assets | 8.73% | 9.41% | 10.19% | 11.40% | Beats 16% | 16 / 19 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 100.76% | 69.76% | 83.28% | 94.64% | 95th pctl | 1 / 19 | ||
| Loans / Assets | 85.32% | 53.33% | 68.68% | 78.95% | 95th pctl | 1 / 19 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||