Inver Grove Hei, MN · Charter 64168
NCUA · 4 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.13% | 0.10% | 0.12% | 0.08% | 0.10% | 0.22% | 0.17% | 0.03% | -4 bps | |
| Return on Equity | 1.33% | 1.06% | 1.30% | 0.81% | 1.09% | 2.19% | 1.77% | 0.33% | -48 bps | |
| Net Interest Margin | 2.74% | 2.77% | 2.88% | 2.98% | 3.07% | 3.17% | 3.26% | 3.36% | +39 bps | |
| Efficiency Ratio | 91.77% | 90.68% | 87.74% | 90.05% | 88.63% | 86.12% | 89.38% | 83.64% | -641 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -5.89% | -6.46% | -4.29% | -1.23% | -0.54% | -2.07% | -2.69% | -3.67% | -244 bps | |
| Loan Growth (YoY) | -10.11% | -9.24% | -7.15% | -4.00% | -0.52% | -0.21% | -2.37% | -3.82% | +17 bps | |
| Share Growth (YoY) | -2.27% | -3.28% | -2.59% | -3.55% | -2.93% | -4.45% | -4.06% | -1.54% | +201 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.83% | 0.52% | 0.28% | 0.94% | 0.54% | 0.59% | 0.39% | 0.83% | -11 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 9.54% | 9.55% | 9.39% | 9.54% | 9.60% | 9.89% | 9.79% | 10.07% | +54 bps | |
| Net Worth / Assets | 9.54% | 9.55% | 9.39% | 9.54% | 9.60% | 9.89% | 9.79% | 10.07% | +54 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 71.46% | 69.47% | 67.07% | 71.16% | 73.23% | 72.55% | 68.25% | 69.51% | -165 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |