Littleton, CO · Charter 64110
NCUA · 3 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | -0.28% | -0.25% | 0.06% | 0.22% | 0.33% | +61 bps | |
| Return on Equity | -4.24% | -3.78% | 0.90% | 3.25% | 4.66% | +891 bps | |
| Net Interest Margin | 3.83% | 3.89% | 3.94% | 3.72% | 3.86% | +3 bps | |
| Efficiency Ratio | 90.09% | 88.08% | 83.48% | 83.25% | 83.38% | -671 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -1.06% | 1.87% | 1.34% | 1.36% | -1.42% | -35 bps | |
| Loan Growth (YoY) | -17.28% | -12.42% | -11.26% | -7.66% | -6.10% | +1,118 bps | |
| Share Growth (YoY) | -1.06% | 2.17% | 1.53% | 0.97% | -1.66% | -59 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 1.71% | 1.74% | 2.27% | 1.37% | 1.22% | -49 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 6.67% | 6.64% | 6.75% | 6.77% | 7.02% | +35 bps | |
| Net Worth / Assets | 6.67% | 6.64% | 6.75% | 6.77% | 7.02% | +35 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 68.19% | 67.94% | 64.92% | 64.00% | 65.11% | -308 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |