Littleton, CO · Charter 64110
NCUA · 3 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets in the Denver-Aurora-Centennial, CO area (n=23). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
0
Asset Quality
39
Profitability
61
Liquidity
40
Efficiency
52
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Littleton, CO · Charter 64110
NCUA · 3 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | -0.12% | 0.08% | -0.56% | -0.28% | -0.25% | 0.06% | 0.22% | 0.33% | +61 bps | |
| Return on Equity | -1.70% | 1.20% | -8.40% | -4.24% | -3.78% | 0.90% | 3.25% | 4.66% | +891 bps | |
| Net Interest Margin | 4.26% | 4.13% | 3.50% | 3.83% | 3.89% | 3.94% | 3.72% | 3.86% | +3 bps | |
| Efficiency Ratio | 83.20% | 80.21% | 91.92% | 90.09% | 88.08% | 83.48% | 83.25% | 83.38% | -671 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -8.10% | -5.93% | -4.27% | -1.06% | 1.87% | 1.34% | 1.36% | -1.42% | -35 bps | |
| Loan Growth (YoY) | -18.67% | -18.93% | -18.62% | -17.28% | -12.42% | -11.26% | -7.66% | -6.10% | +1,118 bps | |
| Share Growth (YoY) | -7.17% | -6.50% | -4.09% | -1.06% | 2.17% | 1.53% | 0.97% | -1.66% | -59 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 2.11% | 2.00% | 1.62% | 1.71% | 1.74% | 2.27% | 1.37% | 1.22% | -49 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 6.91% | 6.90% | 6.72% | 6.67% | 6.64% | 6.75% | 6.77% | 7.02% | +35 bps | |
| Net Worth / Assets | 6.91% | 6.90% | 6.72% | 6.67% | 6.64% | 6.75% | 6.77% | 7.02% | +35 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 79.26% | 74.28% | 69.98% | 68.19% | 67.94% | 64.92% | 64.00% | 65.11% | -308 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Littleton, CO · Charter 64110 · Peer group: credit unions under $1B in assets in the Denver-Aurora-Centennial, CO area (n=23)
NCUA · 3 branches
Q2 2026
Return on Assets
0.33%
Rank 13 of 23
Net Interest Margin
3.86%
Rank 5 of 23
Efficiency Ratio
83.38%
Rank 12 of 23
Equity / Assets
7.02%
Rank 23 of 23
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 0.33% | 0.05% | 0.36% | 0.99% | Beats 43% | 13 / 23 | ||
| Return on Equity | 4.66% | 0.56% | 3.49% | 7.31% | Beats 61% | 9 / 23 | ||
| Net Interest Margin | 3.86% | 3.13% | 3.48% | 3.80% | Beats 78% | 5 / 23 | ||
| Efficiency Ratio | 83.38% | 73.94% | 83.38% | 93.84% | Beats 52% | 12 / 23 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 1.22% | 0.43% | 0.95% | 1.77% | Beats 39% | 15 / 23 | ||
| Net Charge-Offs / Loans | n/a | Not reported for this institution | ||||||
| Capital | ||||||||
| Tier 1 Capital Ratio | 7.02% | 8.31% | 9.81% | 13.01% | Beats 0% | 23 / 23 | ||
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | ||||||
| Equity / Assets | 7.02% | 8.31% | 9.81% | 13.01% | Beats 0% | 23 / 23 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 65.11% | 65.11% | 76.01% | 85.36% | 22nd pctl | 18 / 23 | ||
| Loans / Assets | 60.48% | 56.54% | 66.35% | 73.30% | 30th pctl | 16 / 23 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||