Overland Park, KS · Charter 64084
NCUA · 11 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.51% | 0.27% | -0.04% | 0.42% | 0.64% | 0.56% | 0.65% | 1.03% | +61 bps | |
| Return on Equity | 4.71% | 2.52% | -0.44% | 3.96% | 5.98% | 5.32% | 6.25% | 9.64% | +568 bps | |
| Net Interest Margin | 3.75% | 3.82% | 3.49% | 3.99% | 4.06% | 4.02% | 3.82% | 4.04% | +6 bps | |
| Efficiency Ratio | 76.69% | 78.11% | 82.71% | 76.02% | 73.29% | 71.66% | 76.79% | 71.15% | -487 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 1.53% | 1.11% | 0.26% | -1.46% | 4.36% | 6.50% | 2.67% | 5.16% | +662 bps | |
| Loan Growth (YoY) | -0.39% | 2.30% | 0.51% | 5.65% | 4.63% | 6.67% | 8.95% | 3.90% | -175 bps | |
| Share Growth (YoY) | 3.31% | 3.23% | 4.14% | 4.24% | 3.90% | 6.26% | 2.91% | 3.99% | -25 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 1.82% | 1.94% | 1.83% | 1.75% | 1.56% | 1.83% | 1.37% | 1.38% | -37 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 10.90% | 10.73% | 10.21% | 10.59% | 10.71% | 10.53% | 10.38% | 10.64% | +5 bps | |
| Net Worth / Assets | 10.90% | 10.73% | 10.21% | 10.59% | 10.71% | 10.53% | 10.38% | 10.64% | +5 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 90.73% | 90.32% | 84.65% | 90.25% | 91.36% | 90.67% | 89.62% | 90.17% | -8 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |