Dupaco Community
Dubuque, IA · Charter 64049 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 24 branches
Q2 2026
$3.5BAssets
$2.5BLoans
$2.9BShares
$472.4MNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 82% of credit unions $1B-$10B in assets (rank 77 of 435).
- Widest gap: net interest margin trails 70% of credit unions $1B-$10B in assets (rank 306 of 435).
- Overall: at or above the peer median on 5 of 7 directional measures.
Return on Assets
1.12%
Rank 114 of 435
Net Interest Margin
3.08%
Rank 306 of 435
Efficiency Ratio
68.32%
Rank 166 of 435
Equity / Assets
13.33%
Rank 77 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.12% | 0.55% | 0.81% | 1.14% | Beats 74% | 114 / 435 | | |
| Return on Equity | 8.40% | 5.12% | 7.41% | 9.70% | Beats 63% | 163 / 435 | | |
| Net Interest Margin | 3.08% | 3.01% | 3.39% | 3.75% | Beats 30% | 306 / 435 | | |
| Efficiency Ratio | 68.32% | 65.25% | 71.39% | 77.86% | Beats 62% | 166 / 435 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.77% | 0.45% | 0.69% | 1.05% | Beats 44% | 246 / 435 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 13.33% | 9.81% | 10.84% | 12.63% | Beats 82% | 77 / 435 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 13.33% | 9.81% | 10.84% | 12.63% | Beats 82% | 77 / 435 | | |
| Liquidity & Funding |
| Loans / Deposits | 85.98% | 78.33% | 88.38% | 95.61% | 43rd pctl | 246 / 435 | | |
| Loans / Assets | 71.23% | 67.69% | 74.58% | 80.80% | 37th pctl | 274 / 435 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |