Bloomington Postal Employees
Bloomington, IL · Charter 64038 · Peer group: credit unions under $1B in assets in IL (n=50)
NCUA · 2 branches
Q2 2026
$20.4MAssets
$4.6MLoans
$16.4MShares
$4.0MNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 90% of credit unions under $1B in assets in IL (rank 5 of 50).
- Widest gap: nonperforming loans / loans trails 92% of credit unions under $1B in assets in IL (rank 47 of 50).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
0.94%
Rank 26 of 50
Net Interest Margin
3.07%
Rank 40 of 50
Efficiency Ratio
71.54%
Rank 18 of 50
Equity / Assets
19.54%
Rank 5 of 50
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.94% | 0.49% | 0.97% | 1.35% | Beats 48% | 26 / 50 | |
| Return on Equity | 4.81% | 3.76% | 7.55% | 10.28% | Beats 36% | 32 / 50 | |
| Net Interest Margin | 3.07% | 3.15% | 3.72% | 4.20% | Beats 20% | 40 / 50 | |
| Efficiency Ratio | 71.54% | 67.18% | 75.90% | 80.66% | Beats 66% | 18 / 50 | |
| Asset Quality |
| Nonperforming Loans / Loans | 3.28% | 0.14% | 0.47% | 0.87% | Beats 8% | 47 / 50 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 19.54% | 10.68% | 13.50% | 16.38% | Beats 90% | 5 / 50 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 19.54% | 10.68% | 13.50% | 16.38% | Beats 90% | 5 / 50 | |
| Liquidity & Funding |
| Loans / Deposits | 28.14% | 55.23% | 70.87% | 80.60% | 6th pctl | 47 / 50 | |
| Loans / Assets | 22.55% | 43.53% | 60.64% | 68.47% | 6th pctl | 47 / 50 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |