PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Power

Pueblo, CO · Charter 64037

NCUA · 4 branches

Q2 2026

$156.0MAssets
$72.0MLoans
$137.5MShares
$17.8MNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 0.35%, down 149 bps year over year; NIM at 3.69%.
  • Asset quality: problem loans at 1.40% of loans (-64 bps YoY).
  • Capital: net worth / assets of 11.39%, down 109 bps from a year ago.
  • Funding: loans stand at 52.39% of shares as of Q2 2026.

Financial Results

Return on Assets (quarter, annualized)

0.35%-149 bps YoY

Net Interest Margin (quarter, annualized)

3.69%-31 bps YoY

Efficiency Ratio (quarter, annualized)

80.97%+1,830 bps YoY

Net Worth / Assets

11.39%-109 bps YoY

Discrete quarter, annualized.

MetricQ2 2025Q3 2025Q4 2025Q1 2026Q2 2026YoY ΔTrend
Earnings
Return on Assets1.84%1.65%1.38%0.06%0.35%-149 bps
Return on Equity14.72%13.07%11.17%0.50%3.05%-1,167 bps
Net Interest Margin4.00%3.93%3.92%3.69%3.69%-31 bps
Efficiency Ratio62.67%65.79%68.50%83.70%80.97%+1,830 bps
Growth
Asset Growth (YoY)4.30%6.86%7.63%29.23%28.88%+2,458 bps
Loan Growth (YoY)-0.18%0.78%-4.52%18.45%19.05%+1,923 bps
Share Growth (YoY)3.88%6.31%5.80%30.25%30.00%+2,613 bps
Asset Quality
Delinquent Loans / Loans2.04%2.47%2.86%1.69%1.40%-64 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/a
Allowance / Loans0.00%0.00%0.00%0.00%0.00%0 bps
Capital
Risk-Based Capital12.48%12.62%12.38%11.23%11.39%-109 bps
Net Worth / Assets12.48%12.62%12.38%11.23%11.39%-109 bps
Liquidity & Funding
Loans / Shares57.21%56.42%53.96%52.24%52.39%-482 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0 bps