Advantage
Newton, IA · Charter 64030 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$106.5MAssets
$58.9MLoans
$89.6MShares
$16.3MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 90% of credit unions under $1B in assets (rank 162 of 1683).
- Widest gap: nonperforming loans / loans trails 89% of credit unions under $1B in assets (rank 1499 of 1682).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
1.06%
Rank 535 of 1,683
Net Interest Margin
4.92%
Rank 162 of 1,683
Efficiency Ratio
66.56%
Rank 346 of 1,682
Equity / Assets
15.31%
Rank 518 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.06% | 0.35% | 0.74% | 1.18% | Beats 68% | 535 / 1,683 | | |
| Return on Equity | 6.92% | 2.67% | 5.89% | 8.74% | Beats 60% | 669 / 1,681 | | |
| Net Interest Margin | 4.92% | 3.31% | 3.82% | 4.32% | Beats 90% | 162 / 1,683 | | |
| Efficiency Ratio | 66.56% | 68.91% | 78.20% | 86.93% | Beats 79% | 346 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 2.39% | 0.26% | 0.65% | 1.29% | Beats 11% | 1,499 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 15.31% | 10.44% | 12.89% | 16.53% | Beats 69% | 518 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 15.31% | 10.44% | 12.89% | 16.53% | Beats 69% | 518 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 65.70% | 52.61% | 69.38% | 83.50% | 43rd pctl | 959 / 1,683 | | |
| Loans / Assets | 55.27% | 44.71% | 59.18% | 70.72% | 42nd pctl | 970 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |