Ft Leonard Wood, MO · Charter 63996
NCUA · 7 branches
Q1 2025
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.03% | 1.38% | 1.60% | 1.54% | 1.03% | -1 bps | |
| Return on Equity | 10.83% | 14.04% | 15.72% | 14.71% | 10.26% | -57 bps | |
| Net Interest Margin | 3.98% | 4.02% | 4.08% | 4.16% | 4.07% | +9 bps | |
| Efficiency Ratio | 63.39% | 63.36% | 60.75% | 62.13% | 67.54% | +415 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 8.99% | 10.43% | 11.51% | 8.82% | 11.64% | +265 bps | |
| Loan Growth (YoY) | 5.31% | 7.80% | 7.97% | 6.19% | 7.35% | +204 bps | |
| Share Growth (YoY) | 6.07% | 8.28% | 10.08% | 10.01% | 13.53% | +746 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.50% | 0.37% | 0.54% | 0.73% | 0.58% | +8 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 9.55% | 9.83% | 10.18% | 10.47% | 10.02% | +47 bps | |
| Net Worth / Assets | 9.55% | 9.83% | 10.18% | 10.47% | 10.02% | +47 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 89.91% | 91.90% | 91.90% | 90.97% | 85.02% | -489 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |