Portland, OR · Charter 63971
NCUA · 2 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.62% | 0.59% | 0.16% | 0.76% | 0.55% | -7 bps | |
| Return on Equity | 5.18% | 4.84% | 1.26% | 6.22% | 4.38% | -80 bps | |
| Net Interest Margin | 4.36% | 4.36% | 4.55% | 4.27% | 4.47% | +11 bps | |
| Efficiency Ratio | 83.43% | 85.49% | 91.04% | 84.89% | 90.02% | +659 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -2.57% | -5.39% | -9.01% | -8.92% | -7.30% | -473 bps | |
| Loan Growth (YoY) | -10.08% | -1.56% | -4.82% | -3.88% | -6.79% | +328 bps | |
| Share Growth (YoY) | -2.42% | -5.42% | -8.93% | -9.94% | -7.90% | -548 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.79% | 0.75% | 0.80% | 0.69% | 0.89% | +10 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 12.01% | 12.21% | 12.40% | 12.20% | 12.64% | +63 bps | |
| Net Worth / Assets | 12.01% | 12.21% | 12.40% | 12.20% | 12.64% | +63 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 81.62% | 87.24% | 86.93% | 82.68% | 82.60% | +98 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |