PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Dellwood Employees

Yonkers, NY · Charter 63937

Q2 1997

$293KAssets
$0KLoans
$259KShares
n/aNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 0.11%, down 270 bps year over year.
  • Funding: loans stand at 0.00% of shares as of Q2 1997.

Financial Results

Return on Assets (YTD, annualized)

0.11%-270 bps YoY

Net Interest Margin (YTD, annualized)

n/a

Efficiency Ratio (YTD, annualized)

n/a

Net Worth / Assets

n/a

Year to date, annualized, through each quarter.

MetricQ2 1995Q4 1995Q2 1996Q4 1996Q2 1997YoY ΔTrend
Earnings
Return on Assets2.81%4.37%-4.70%-2.03%0.11%-270 bps
Return on Equityn/an/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/an/a
Efficiency Ration/an/an/an/an/an/an/a
Growth
Asset Growth (YoY)n/an/a-39.84%-39.04%-26.20%n/a
Loan Growth (YoY)n/an/a-95.08%-100.00%-100.00%n/a
Share Growth (YoY)n/an/a-40.50%-38.23%-25.55%n/a
Asset Quality
Delinquent Loans / Loans0.00%0.00%0.00%n/an/an/a
Net Charge-Offs / Loansn/an/an/an/an/an/an/a
Allowance / Loans0.00%13.31%0.00%n/an/an/a
Capital
Risk-Based Capitaln/an/an/an/an/an/an/a
Net Worth / Assetsn/an/an/an/an/an/an/a
Liquidity & Funding
Loans / Shares13.98%4.06%1.77%0.00%0.00%-1,398 bps
Liquid Assets / Assets77.51%41.96%83.94%87.05%0.00%-7,751 bps