Portland, OR · Charter 63903
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.06% | 0.06% | 0.09% | -0.10% | -0.12% | -18 bps | |
| Return on Equity | 0.23% | 0.24% | 0.37% | -0.41% | -0.47% | -70 bps | |
| Net Interest Margin | 2.00% | 2.00% | 2.12% | 2.51% | 2.48% | +47 bps | |
| Efficiency Ratio | 97.00% | 96.99% | 95.76% | 103.90% | 104.47% | +747 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 2.01% | 2.89% | 0.69% | -0.82% | 3.43% | +142 bps | |
| Loan Growth (YoY) | -6.48% | 15.86% | 14.59% | 36.71% | 55.43% | +6,191 bps | |
| Share Growth (YoY) | 2.38% | 3.61% | 0.44% | -1.61% | 3.53% | +115 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 1.09% | 0.81% | 2.09% | 1.46% | 2.72% | +163 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 3.17% | 3.72% | 3.51% | 3.12% | 3.06% | -11 bps | |
| Capital | |||||||
| Risk-Based Capital | 25.78% | 25.45% | 25.45% | 25.71% | 24.93% | -85 bps | |
| Net Worth / Assets | 25.78% | 25.45% | 25.45% | 25.71% | 24.93% | -85 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 30.44% | 35.57% | 37.72% | 42.47% | 45.70% | +1,526 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |